how budget your money?要写一篇关于怎样理财的文章,大概800字.可以给个启发吗?大概150字就可以.是关于怎样指导未成年理财的

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how budget your money?要写一篇关于怎样理财的文章,大概800字.可以给个启发吗?大概150字就可以.是关于怎样指导未成年理财的
how budget your money?
要写一篇关于怎样理财的文章,大概800字.
可以给个启发吗?大概150字就可以.
是关于怎样指导未成年理财的

how budget your money?要写一篇关于怎样理财的文章,大概800字.可以给个启发吗?大概150字就可以.是关于怎样指导未成年理财的
How to budget your money!
1.Explain to your teen how checks and credit cards work,and how banks operate.Be sure to mention interest payments and service charges.
2.Give your teen a weekly or monthly allowance,unless she has a job and considers herself financially independent.
3.Agree on what you will pay for and what the teen will pay for.Consider car insurance,gas,school clothing,fees for extracurricular activities,the phone bill,and so forth.
4.Give your teen financial responsibilities that you have both agreed on.
5.Teach your teenager how to make a budget.Make a list of the teen's monthly expenses and the dates they must be paid.Sit down with the teen and explain how her income or allowance must be managed to meet the expenses.
6.Have your teen open a bank account.Most teenagers are impulsive,so not having cash in hand may keep the spending down.
7.Set goals.Talk about saving for college,cars,entertainment systems,mountain bikes or other big purchases.Make clear what you plan to pay for and what you expect of the teen.